What Is PMT Score and Why It Matters?
In Pakistan, the PMT (Proxy Means Test) score is the key to deciding if a family qualifies for the Benazir Income Support Programme (BISP). Instead of checking bank statements or payslips, the government uses the PMT system to judge a household’s financial condition through a national survey.
If your PMT score is low, it means your family has limited resources and you may qualify for the Rs. 13,500 quarterly BISP payment. If your score is high, it shows financial improvement and your payments may stop. That’s why it is important to understand your score and check your eligibility regularly.
How PMT Score Is Calculated
The PMT score is generated during the NSER (National Socio-Economic Registry) survey. During this process, survey teams visit households and collect data such as:
-
Number of family members
-
Type of house (kacha or pacca)
-
Ownership of land, livestock, bike, or other assets
-
Education level
-
Monthly income sources
All this information is entered into a system that calculates a score. The lower the score, the higher your chances of being eligible for financial aid.
PMT Score Cutoff for BISP 2025
Here’s how PMT score eligibility works:
-
Score below 32: ✅ Fully eligible for Rs. 13,500
-
Score between 32 and 37: ⚠️ Requires verification at the BISP office
-
Score above 37: ❌ Not eligible unless a new survey shows a lower score
These limits are set to ensure that only the most deserving families receive the support.
How to Check PMT Eligibility with CNIC
It’s easy to check whether you qualify for the BISP payment. Follow these simple steps:
-
Go to the official website: https://8171.bisp.gov.pk
-
Enter your 13-digit CNIC number
-
Click on “Check Eligibility”
-
You’ll get a message on the screen telling you if you’re eligible
Alternatively, send your CNIC number via SMS to 8171 and wait for a reply.
Note: You cannot see your exact PMT score online, but you’ll know whether you qualify or not.
What If Your PMT Score Is Too High?
If your payment suddenly stops, it may be due to a rise in your PMT score. Here’s what you can do:
-
Visit the BISP Tehsil Office and verify your NSER data
-
Request a fresh survey if your financial condition has changed for the worse
-
Stay cooperative with survey teams during data collection
Many people don’t realize that small changes like buying a bike, building a better home, or a family member getting a job can increase the PMT score. That’s why it’s important to keep your records accurate.
Tips to Stay Eligible for BISP 8171
To avoid disqualification, follow these helpful tips:
-
Always provide honest and updated information during the NSER survey
-
Inform BISP if your financial situation worsens
-
Do not hide any assets, as this may lead to permanent disqualification
-
Always collect payments from official BISP centers or HBL Konnect points
-
Avoid paying agents—BISP services are completely free
Transparency in Payment System
The BISP program uses several measures to ensure fair payments:
-
Biometric verification at ATMs and retail shops
-
Official SMS alerts from 8171 only
-
Complaint hotline 0800-26477 for reporting any problems
These steps ensure that only the right people get support and fraud is prevented.
Final Thoughts
The Rs. 13,500 BISP quarterly payment is a great help for many families in Pakistan. But to continue receiving it, you must understand how the PMT score works and how to check your eligibility regularly. If your situation changes, don’t delay—visit your local BISP office and update your details.
Staying informed, honest, and cooperative will help you receive the support you need—when you need it most.